What to Do if a Nanny Is Hurt on the Job
Even though the risks of working as a professional nanny seem minor compared to the risks of other jobs, there is still a chance that members of your household staff can be injured on the job. From stovetop burns to trips and falls, injuries to staff members are something you’ll be required to address as an employer. Let’s take a look at your responsibilities and how you should handle such injuries.
Workers’ Compensation Laws
Workers’ compensation insurance is a type of coverage that provides financial benefits to individuals who are hurt at work. Depending on the coverage, these benefits may cover things like payment of medical bills, costs of ongoing treatment, and lost income during recovery. It also typically covers your liability as an employer, protecting you from hefty fines and lawsuits.
In nearly every state in the nation, businesses with employees are required to carry workers’ compensation insurance. These requirements vary by state, so it’s important to know whether you are required to carry this insurance as an employer of household staff in your area. If you hire through Staffing at Tiffanie’s, we can help you determine the insurance coverage you need.
How to Handle Injuries on the Job
If a nanny, butler, housekeeper, or another household staff member is hurt while working in your home, here’s what you should do:
- Seek immediate medical treatment as necessary. Keep a well-stocked first aid kit in your home so that treatment is readily available for minor injuries. Arrange for transport to a clinic or hospital if needed, or call 911 for life-threatening emergencies.
- Once the medical concerns are addressed, get in touch with your insurance company to discuss the steps you’ll need to take with them.
- If you feel it necessary, contact your attorney to discuss the situation in the event that you need additional legal guidance.
- Discuss the plan going forward with the employee and/or their physicians. Find out how long the recovery will take and determine a tentative return date. If it is possible for them to continue working, discuss whether lighter duties would be appropriate.
- Prevent future incidents by taking action to mitigate or eliminate the risks that led to the injury.
At Staffing at Tiffanie’s, We Help You Choose The Right Nanny Candidate
At Staffing at Tiffanie’s, we care about your experience as much as we care about our candidates. When you hire a nanny, butler, or other household staff with us, we make sure you’ve got everything you need as an employer in your state—including worker’s compensation insurance.
In addition to providing high-quality candidates to meet your household staffing needs, our expert agents will walk you through your legal rights and responsibilities with regard to workplace injuries. We’ll answer any questions you may have, as well as help you get set up with the appropriate coverage.
To learn more about the legal aspects of hiring a live-in nanny or discuss staffing for your home, call us today at (866) 484-5550.